Dental Finance & 0% Payment Plans
Your smile shouldn’t wait for payday. Spread the cost of treatment over £250 — interest-free over 10 months, or up to 5 years with low-interest plans.
Finance at Toothi is provided by Tabeo, applied for online in under five minutes with an instant decision in most cases — and applying doesn’t commit you to anything. Every treatment plan comes with a written total first, so you always know exactly what you’re financing.
Two ways to spread the cost
0% Interest — up to 10 months
Pay exactly the treatment price, split into up to 10 monthly payments. No interest, no fees. Available on treatment over £250 — from a smile makeover to a crown.
Low-Interest — up to 5 years
Smaller monthly payments over 12–60 months: 9.9% APR representative on 12–18 month terms and 12.9% APR on 24–60 months. Ideal for implants and Invisalign.
Example: Invisalign Go at £2,495 from around £57/month over 5 years — or interest-free at £249.50/month over 10 months.
Typical treatments on finance
| Invisalign® | from £1,495 · from ~£34/month |
| Dental implant (incl. crown) | from £1,995 · from ~£45/month |
| Smile makeover | individually quoted · typically £2,500–£6,000 |
| Composite bonding (per course) | £200–£350 per tooth |
| Crowns, veneers & dentures | from £595 |
See all prices on our fee guide.
Finance FAQs
How do I apply for dental finance?
Online, in under five minutes, with an instant decision in most cases — or we’ll help you at the practice. You’ll need to be 18+, a UK resident, and pass Tabeo’s affordability checks.
Is 0% finance really interest-free?
Yes — over up to 10 months you repay exactly your treatment price, nothing more. Longer terms carry interest (9.9%–12.9% APR representative), always shown clearly before you sign.
Does applying affect my credit score?
Tabeo’s initial eligibility check is designed to give you a decision; the full application is recorded like any credit agreement. Finance is subject to status.
What’s the minimum treatment cost for finance?
£250 — which covers most courses of treatment beyond a single check-up or hygiene visit.
Representative example: Invisalign Go at £2,495 over 60 months at 12.9% APR (fixed) = £56.64/month; total repayable £3,398.48. Cherry Dental Ltd trading as Toothi is a credit broker, not a lender, authorised and regulated by the FCA (FRN 957242). Credit provided by Tabeo, subject to status.
