Dental Finance & 0% Payment Plans
0% finance over up to 10 months on treatment over £250, or longer terms of up to 5 years.
Our finance is provided by Tabeo. You apply online, it takes under five minutes, and most people get a decision straight away. Applying doesn’t commit you to anything. You’ll have a written total for your treatment plan first, so you know what you’re borrowing.
Two ways to spread the cost
0% interest, up to 10 months
0% finance over up to 10 months on treatment over £250. You pay the treatment price and nothing more, split into equal monthly payments. It works for anything from a crown to a smile makeover.
Longer-term, up to 5 years
Smaller monthly payments over 12–60 months: 9.9% APR representative on 12–18 month terms and 12.9% APR on 24–60 months. Most people who choose this are paying for implants or Invisalign.
Your exact monthly figure depends on the treatment total and the term you choose, and is shown to you in writing before you sign anything.
Typical treatments on finance
| Invisalign® Go Express | £1,495 · typically around 3 months of treatment |
| Invisalign® Go | £2,495 · typically around 6 months of treatment |
| Invisalign® Go Plus | £2,995 · typically around 9 months of treatment |
| Complex orthodontic cases | quoted after assessment · referred on where appropriate |
| Dental implant (incl. crown) | from £1,995 |
| Smile makeover | individually quoted from our published per-treatment fees |
| Edge bonding, per tooth | £195 · 4 teeth £695 · 6 teeth £995 |
| Composite veneer, per tooth | £295 · 4 / 6 / 8 / 10 teeth £1,095 / £1,595 / £1,995 / £2,395 |
| Porcelain veneer, per tooth | £895 · 6 / 8 / 10 teeth £5,195 / £6,895 / £8,595 |
| Crowns, bridges & dentures | see fee guide |
Fees correct as of September 2026. Every Invisalign tier includes a free iTero 3D scan and ClinCheck, all reviews, refinement aligners if needed, removable and fixed retainers, an Airflow hygiene clean and Boutique teeth whitening. See all prices on our fee guide.
Finance FAQs
How do I apply for dental finance?
Online. It takes under five minutes and most people get an instant decision, or we can help you with it at the practice. You’ll need to be 18+ and a UK resident, and pass Tabeo’s affordability checks.
Is 0% finance really interest-free?
Yes. 0% finance over up to 10 months on treatment over £250 means you repay your treatment price and nothing more. Longer terms carry interest (9.9%–12.9% APR representative), and you’ll see the figures before you sign.
Does applying affect my credit score?
Tabeo’s initial eligibility check gives you a decision. The full application is recorded like any credit agreement. Finance is subject to status.
What’s the minimum treatment cost for finance?
£250. That covers most courses of treatment beyond a single check-up or hygiene visit.
Representative example, Invisalign Go Express only: £1,495 over 60 months = 12.9% APR fixed, £33.06 a month, cost of credit £488.71, total to pay back £1,983.71. Cherry Dental Ltd trading as Toothi is a credit broker, not a lender, authorised and regulated by the Financial Conduct Authority (FRN 957242). Credit is provided by Tabeo, subject to status.
