Dental Finance & 0% Payment Plans
Your smile shouldn’t wait for payday. 0% finance over up to 10 months on treatment over £250, or longer low-interest terms of up to 5 years.
Finance at Toothi is provided by Tabeo, applied for online in under five minutes with an instant decision in most cases — and applying doesn’t commit you to anything. Every treatment plan comes with a written total first, so you always know exactly what you’re financing.
Two ways to spread the cost
0% Interest — up to 10 months
0% finance over up to 10 months on treatment over £250. You pay exactly the treatment price, split into equal monthly payments. No interest, no fees — from a smile makeover to a crown.
Low-Interest — up to 5 years
Smaller monthly payments over 12–60 months: 9.9% APR representative on 12–18 month terms and 12.9% APR on 24–60 months. Ideal for implants and Invisalign.
Your exact monthly figure depends on the treatment total and the term you choose, and is shown to you in writing before you sign anything.
Typical treatments on finance
| Invisalign® Go Express | £1,495 · typically around 3 months of treatment |
| Invisalign® Go | £2,495 · typically around 6 months of treatment |
| Invisalign® Go Plus | £2,995 · typically around 9 months of treatment |
| Complex orthodontic cases | quoted after assessment · referred on where appropriate |
| Dental implant (incl. crown) | from £1,995 |
| Smile makeover | individually quoted from our published per-treatment fees |
| Edge bonding, per tooth | £195 · 4 teeth £695 · 6 teeth £995 |
| Composite veneer, per tooth | £295 · 4 / 6 / 8 / 10 teeth £1,095 / £1,595 / £1,995 / £2,395 |
| Porcelain veneer, per tooth | £895 · 6 / 8 / 10 teeth £5,195 / £6,895 / £8,595 |
| Crowns, bridges & dentures | see fee guide |
Fees correct as of September 2026. Every Invisalign tier includes a free iTero 3D scan and ClinCheck, all reviews, refinement aligners if needed, removable and fixed retainers, an Airflow hygiene clean and Boutique teeth whitening. See all prices on our fee guide.
Finance FAQs
How do I apply for dental finance?
Online, in under five minutes, with an instant decision in most cases — or we’ll help you at the practice. You’ll need to be 18+, a UK resident, and pass Tabeo’s affordability checks.
Is 0% finance really interest-free?
Yes — 0% finance over up to 10 months on treatment over £250 means you repay exactly your treatment price, nothing more. Longer terms carry interest (9.9%–12.9% APR representative), always shown clearly before you sign.
Does applying affect my credit score?
Tabeo’s initial eligibility check is designed to give you a decision; the full application is recorded like any credit agreement. Finance is subject to status.
What’s the minimum treatment cost for finance?
£250 — which covers most courses of treatment beyond a single check-up or hygiene visit.
Representative example, Invisalign Go Express only: £1,495 over 60 months = 12.9% APR fixed, £33.06 a month, cost of credit £488.71, total to pay back £1,983.71. Cherry Dental Ltd trading as Toothi is a credit broker, not a lender, authorised and regulated by the Financial Conduct Authority (FRN 957242). Credit is provided by Tabeo, subject to status.
